(1) A consumer reporting agency may charge a fee of three dollars for each placement or removal of a security freeze for a protected consumer.
(2) A consumer reporting agency shall not charge any fee under this section if:
(a)(i) The protected consumer is a victim of identity theft; and
(ii) The protected consumer’s representative provides the consumer reporting agency with a copy of an official police report documenting the identity theft; or
(b)(i) A request for the placement or removal of a security freeze is for a protected consumer who is under the age of sixteen years at the time of the request; and
(ii) The consumer reporting agency has a credit report pertaining to the protected consumer.